Carl A. Lutz - Protection Savings & Growth Consulting, Pittsford, New York

"I came to realize that a life lived to help others is the only one that matters and that it is my duty...This is the highest and best use as a human." Ben Stein

	Organize Your Financial Documents and Plans

	Cash Flow Management System

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ABOUT US

Carl A. Lutz has been an entrepreneur since the age of 16. He resides in Avon, New York with his wife Mandy and their children Hannah and Ryan. He started his career as a financial professional in January 1999 and is currently matriculated with the American College of Financial Services. Carl serves as Chairman of the Livingston County Chamber of Commerce. He led the 2005 Livingston County United Way campaign in exceeding their goal. Carl enjoys hiking, camping, skiing and spending time with his family.

Carl Lutz is a Field Representative of The Guardian Life Insurance Company of America, New York, NY. Carl is licensed to sell insurance in New York, Pennsylvania, Minnesota, Connecticut, New Jersey, Colorado, Nevada, California and Utah. Carl A. Lutz is a Registered Representative and Financial Advisor with Park Avenue Securities LLC. He is securities licensed in New York, Pennsylvania, Minnesota, Connecticut, New Jersey, Colorado, Nevada, California and Utah.

Samantha Decker has been in the financial services industry since 1999 as an administrative assistant. She joined Protection Savings & Growth in 2004. She is dependable, reliable and committed to excellence. She currently lives in Webster, NY with her husband Bernie, daughter Kameron and family.

Carl A. Lutz